A rigger's job is inherently risky. Riggers work at great heights and hoist objects weighing several tons, often in extreme weather. Despite riggers' many years of experience and extensive safety training, the potential for falls, accidents and damage to property and equipment remains a daily threat.
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To protect your insureds and their livelihoods, carrying adequate insurance is a must ' and that means including Riggers Liability coverage.
Riggers Liability insurance protects equipment the insured doesn't own that the rigger is moving, lifting or installing. It covers the item being moved, lifted or installed, but not damage the item might cause.
For example, if a rigger drops an air conditioner unit while lifting it to the upper floor of a building, a standard General Lability policy likely cover injuries or damage the falling unit causes ' such as if someone gets hurt or the unit breaks a window. However, General Liability insurance won't cover damage to the AC unit itself, leaving your client personally liable if your client doesn't carry Riggers Liability insurance.
If your Crane & Rigging insureds lift property or materials that they don't own, it's advisable to include Riggers Liability insurance.
Alternatively, if your client fulfills other contracting roles on the job in addition to rigging, and the equipment they're moving is part of that project, installation floater coverage may be a better option. Installation floater insurance covers machinery and equipment that are part of an entire construction process or phase ' such as plumbing ' regardless of who owns the items.
Riggers Liability protects your client four ways.
When your client carries Riggers Liability coverage, both the insured and the owner of the materials the insured lifts can have peace of mind knowing that they won't bear the cost if the equipment is damaged.
Riggers often lift materials that are critical to a project. If something goes wrong and neither the insured nor the equipment's owner has adequate coverage, a single incident can end up halting the job until the owner can repair or replace the item.
Riggers Liability insurance can cover a specific project or the whole year. It's also available as standalone coverage or as an endorsement to General Liability and Inland Marine policies.
Alternatively, you can opt for a more comprehensive package for your client, such as our Crane & Rigging multi-line insurance solution. It caters specifically to the complex needs of crane operators and builds on our 25+ years of experience in the industry. The program includes Riggers Liability as well as the following coverage types:
Jobs your insured bids on prefer riggers who can show adequate coverage. Crane liability lawsuits can be costly and time consuming, so insurance is definitely something jobs value. By investing in policies that protect the property of others, your insured can attract more business and win more projects.
If you insure clients in the business of lifting and moving others' property, Riggers Liability should be part of their insurance portfolio. Inadequate coverage can leave your clients liable for hundreds of thousands of dollars in damaged equipment overnight.
Luckily, our multi-line Crane & Rigging insurance solution can provide you with all the liability protection you need, including Riggers Liability.
Managing a large-scale construction project over a long timeline can be a daunting task. When the project requires the use of heavy machinery and equipment, it is essential to have the right crane and rigging services provider to ensure that the job is completed safely and on time. A full-service crane and rigging company can provide the expertise and resources needed to ensure the success of your project. Here's how to decide whether using a full-service crane and rigging company is right for your business.
Should you use full service crane and rigging company
The Process Will be Safer
It takes years to train and certify professionals to use and transport cranes. A full-service crane and rigging company can provide the necessary expertise to ensure that your project is handled safely and within the regulations of your local area. They can also offer advice on how to best utilize the equipment.
You Don't Need to Handle Maintenance and Storage
Are you really prepared to handle the equipment maintenance and storage needs that come with owning all of your own crane and rigging equipment? A full-service crane and rigging company can take care of all of those tasks for you, leaving you with one less thing to worry about.
Insurance Liability Differences and Advantages
When you hire a full-service crane and rigging company, you can rest assured that any liability will be covered. This can provide peace of mind for both you and your clients.
They Have Experience Across a Range of Projects
A full-service crane and rigging company will have experience with a variety of projects. This means you can trust their team is up to the task, no matter how big or small your project may be.
Their Work Will Be More Efficient
Using a full-service crane and rigging company can help you complete your project in a more efficient manner. With the right equipment and experienced personnel, your job can be completed quickly and without any delays.
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Instantly Expand Your Team without Hiring
Hiring and training new personnel can be a lengthy and expensive process. With a full-service crane and rigging company, you can save time and money by expanding your team without needing to hire any new employees.
More Job Versatility
A full-service crane and rigging company can offer a variety of services. From providing crane and rigging equipment to managing the entire project, they can help you handle any job. This versatility can help you make sure that your project is completed on time and on budget.
Which Services to Look For
Companies that offer true full-service crane and rigging services will provide a variety of services. These may include crane rental, rigging, maintenance and repair, training, transport, and load testing. When selecting a company, make sure to find one that can provide the full range of services you need.
You should start by checking their reviews and references, and other jobs they have worked on. They should be able to point to other work they've done that proves they are up to the task of handling your project. Finally, make sure to compare prices, as some companies may charge more for certain services or equipment.
Using a full-service crane and rigging company can provide several benefits for your construction project. From providing experienced personnel to taking care of maintenance and storage, these companies can save you time and money while ensuring your project is completed safely and on time. Do your research and find a company that can provide the full range of services and equipment you need to get the job done right.
Crane Services
There are several things that full-service companies can handle:
Lifting
Lifting cranes is a delicate yet important part of the job. Experienced technicians from a full-service company can safely lift and move heavy items throughout the job. They can also provide advice on the best way to lift certain items and ensure the job is done properly.
Repair
Sometimes, cranes can suffer from mechanical problems or need routine maintenance. A full-service company can provide the necessary repairs and maintenance to keep your cranes in good working order.
Transportation
Cranes are often too large to transport on their own, and a full-service company can provide the necessary transportation services to get the cranes to the job site. These companies will have their own heavy haul trucking operations and equipment to ensure the cranes are safely transported.
Rental Services
If you don't want to purchase your cranes, a full-service company can provide rental services. This can be beneficial if you only need the crane for a short period of time or if you want to try out a different crane before committing to buying one.
Rigging
Rigging is the process of attaching and securing crane components. A full-service company can provide rigging services to ensure the crane is properly set up and secure before use. This is especially important for large or complex jobs, and when extra-heavy equipment and materials are being moved at your job site.
Get Crane and Rigging Services from Bobcat Contracting
You want the best when it comes to crane and rigging services for your project, and that's exactly what you'll get when you work with Bobcat Contracting. We provide a full range of crane and rigging services, from crane rental to rigging and transport, to ensure that your project is managed safely and efficiently. Our experienced team is ready to help you make your project a success. Contact us to learn more.
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